Nordea Mobile Banking — OpenBanking & OpenFinance Integration

Protocol analysis, OpenAPI delivery, secure authorization flows (OAuth2 / PSD2) and production-ready SDKs. Starting at $300.

Fast delivery • Compliant • Multi-region
OpenBanking · OpenFinance · App Protocol Analysis

Integrate Nordea's mobile banking capabilities into your platform — fast, secure, compliant.

We design and deliver production-ready APIs (OpenAPI/Swagger), reference SDKs and automated test scripts for account aggregation, payments, card controls and more — following PSD2 / regional regulations and the principle of least privilege.

Account & Balances API — unified account list, balances, multi-currency support and statement export (CSV/JSON) with pagination and delta sync.
Payments & Transfers — initiate domestic and SEPA/FX transfers, scheduled payments, standing orders, and payment status webhook delivery.
Card & Card Controls — enable/disable card, set limits, transaction categories and real-time push notifications for card events.
Insights & Analytics — spend categorization, cohort export and consented transaction enrichment for budgeting and AML-ready logs.

Deliverables — what we provide

Standard package (starter — $300)

  • OpenAPI (Swagger) v3 specification for requested endpoints
  • Protocol analysis & authorization flow diagram (OAuth2 / PKCE / mTLS)
  • Reference implementation: 1 endpoint (Node.js), README and tests
  • Delivery by file share or private repo; 5 days turnaround

Advanced package

  • Full API suite (accounts, transactions, payments, cards)
  • Production-grade SDKs (Node/Python/Go) and CI scripts
  • Automated test plan (Postman + integration tests)
  • Security review & compliance checklist (PSD2 / regional)

Enterprise & Onboarding

Custom SLAs, on-prem/private cloud deployment support and assistance with bank/partner approvals.

Example: Account statement API (simplified)

POST /api/v1/nordea/statement
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  "account_id": "IBAN12345678",
  "from": "2025-10-01",
  "to": "2025-10-31",
  "format": "json"
}

Response 200 OK
{
  "status":"ok",
  "transactions":[ {"id":"tx1","date":"2025-10-05","amount":-35.50,"currency":"EUR","merchant":"Café"}, ... ]
}

Core benefits

  • Speed to market — reduce integration time with ready OpenAPI and SDKs
  • Compliance-first approach — consent records, audit trails and minimal data retention
  • Security — OAuth2 PKCE, mTLS, token rotation, and fine-grained RBAC
  • Operational readiness — observability, webhooks, retry strategies and idempotency

Technical summary

  • Auth: OAuth2 (PKCE) / Client Credentials / mTLS for backend integrations
  • Transport: TLS1.2+; recommended HSTS, CSP headers and certificate pinning for mobile
  • Data: OpenAPI v3, JSON:API or HAL for hypermedia; support CSV/Excel export
  • Logging: consent-id propagation, PCI-aware scrubbing and audit-ready logs

How to start — API Integration Instructions

What we need from you

  1. Target app identifier (you already provided: fi.nordea.mobilebank)
  2. List of desired endpoints (accounts, transactions, initiate payment, card controls)
  3. Intended environment (test / staging / production) and region
  4. Any available API keys, developer portal links or legal agreements you have with Nordea
  5. Compliance constraints (data residency, retention, PII handling)

Our standard onboarding steps

  1. Requirements & NDA (if requested)
  2. Protocol analysis & endpoint mapping (2–5 business days)
  3. Generate OpenAPI + reference implementation (3–8 business days)
  4. Integration testing with your sandbox; iterate (2–6 business days)
  5. Handover: code, docs, test-suite and deployment guidelines

Sample integration snippet (Node.js) — exchange auth code & call accounts

// 1) Exchange authorization code for token
const resp = await fetch('https://bank.example/oauth2/token',{method:'POST',headers:{'content-type':'application/x-www-form-urlencoded'},body:new URLSearchParams({grant_type:'authorization_code',code:authCode,redirect_uri:'https://your.app/cb',client_id:'YOUR_CLIENT_ID',code_verifier:verifier})});
const token = await resp.json();

// 2) Call accounts endpoint
const acc = await fetch('https://api.bank.example/open-banking/v1/accounts',{headers:{Authorization:`Bearer ${token.access_token}`}}).then(r=>r.json());
console.log(acc);

About our studio

We are a technical services studio specializing in app protocol analysis and authorized API integration for global fintech and mobile apps. Our team includes former payments engineers, mobile security analysts and cloud-native backend developers. We deliver documentation, OpenAPI specs, production-ready SDKs and automated test suites — all with a compliance-first approach.

  • Multi-region experience (EU, Nordics, APAC)
  • PSD2 / OpenBanking & regional regulatory know-how
  • Android & iOS protocol analysis and SDK delivery
  • Transparent pricing — from $300, pay on satisfaction option available

Contact & Next Steps

To get a tailored proposal, click the link below and provide the target app name, the exact endpoints you need, and whether you have a sandbox or developer portal access.

Contact Us

Typical first response within 24 hours. Starting price $300.

📱 Original App Details — Nordea Mobile Banking (collapsed)

The Nordea mobile banking app provides a wide range of personal banking services: overview dashboard, payments and transfers, card management, savings & investments, security features such as biometric login and digital token, and direct access to loans & other products. The app supports quick balance peek, multi-product application flows, and secure transaction verification. For more details, we use this official description as the basis for protocol analysis and endpoint mapping during integration.

  • Overview: unified financial overview and stories / offers
  • Payments & Transfers: bill payments, transfers, e-invoices and direct debits
  • Cards: manage debit/credit cards, change PIN, block/unblock, set limits
  • Savings & Investments: open accounts, trade funds, view portfolio
  • Security: biometric login, digital token, push notifications